A fire subscription service is fire coverage provided by a fire agency to a property owner located outside the jurisdictional boundary of any fire district or department.  

Coverage is not a requirement for the owner unless their insurance or mortgage company requires it. If you do not live within a fire district, you are not covered. 

We will! When you sign up for subscription coverage with Clark Fork Fire, you may see responders from multiple jurisdictions. We have automatic-aid and mutual-aid with neighboring departments. Depending on your physical location, the other agencies may arrive on scene first. 

In most cases yes. When you have suppression coverage, the insurance company sees the benefit of less loss payout and the cost of the insurance premium savings is usually less than the subscription fees. 

Cost is based on the assessed valuation of the structure and/or land for which coverage in requested. As of this printing: The fee is .06% plus the annual base fee of $75.00.
$1.00 per acre is assessed if you want it covered.

If you live within the subscription boundaries you may apply for coverage at any time. You will need to submit the proper paperwork to the City for review. The review process also requires a site visit by the Fire Dept. to ensure ingress and egress for proper access, verify defensible space and map property for potential hazards.